Truth in Savings Act

From MarketsWiki
Jump to navigation Jump to search



Passed on Dec. 19, 1991, the Truth in Savings Act was part of the larger Federal Deposit Insurance Corporation Improvement Act of 1991 and aims to allow the consumer to make a meaningful comparison between potential savings accounts. The act requires the clear and uniform disclosure of rates of interest (annual percentage yield or APY) and the fees that are associated with the account.